ripen

Help us end food and fuel poverty

Education, tools and crucially interest free loans for the financially vulnerable and disadvantaged

FinTech Sustainability
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This idea is ripened!

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Why would people use your idea?

17 m people collectively owe £50bn in non mortgage debt. Right now they are struggling to pay their bills and have to choose between eating or heating. We will offer small interest free loans towards utilities, food, clothing, household repairs and white goods. We will give no cash loans and pay retailers directly.

How is your idea able to become a reality?

We are trying to raise £1m towards building the tech, marketing, legal, and an FCA licence.

How will your idea make money?

We charge a fee to the retailers, banking partners, white good manufacturers and home repairers