ripen

Hoddle

A mobile app to securely manage all of your banking products and services in one place.

AI/ML Design & Innovation FinTech Sustainability
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BL
Ben Laly 7 months ago

Is the idea to stay focussed on (what I assume are) personal current and savings accounts, or is the roadmap intending to expand into other financial products as well? I, for example, would appreciate having visibility on my mortgage and pension accounts in addition?

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IC
Idea creator 7 months ago

Currently, Open Banking is focused on bank accounts and credit cards.

We are preparing for the introduction of Open Finance, which will enable us to support more financial products and services like subscriptions, mortgages and pensions.

We aim to become a financial control center and marketplace. Enabling our users to shop for and manage all of their financial products and services in one place.

1
BL
Ben Laly 7 months ago

Sounds like you have it all in hand! Seems like a really strong proposition. I bet there’s some regulatory hoops to jump through though?!

0
JU
Jay Ugra 7 months ago

Great idea! How does this differ to existing open banking applications being built within banks, as well as third party aggregator services?

1
BL
Ben Laly 7 months ago

Have you got some examples of competitors in the market to help OP?

1
IC
Idea creator 7 months ago

Although banks are embracing Open Banking, they have a commercial interest for consumers to connect their accounts from other providers. Giving them access to their user's data.

We offer our users a range of products and services on top of their existing bank account. Giving our users the ability to manage all of their banking products and services in one place.

This shifts the power from the banks back to the consumer.

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